MEDICARE SUPPLEMENT & ADVANTAGE INSURANCE
IN CHARLOTTE, MINT HILL & MATTHEWS, NC
Turning 65 soon or going on Medicare for the first time?
It is a confusing time for most people. Here are some of the questions you may have:
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I am covered under a company group policy. Do I need to do anything?
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I am under 65 and going on Social Security disability. Do I have to buy a supplement?
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My spouse is under 65, what do I do?
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I am moving from another state, what do I have to do with my supplemental coverage?
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What is the difference between Medicare Advantage and a Medicare Supplement?
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Someone told me I have to sign up for Medicare drug coverage and I do not take any medication. Is this true?
Bruce Kantor Can Answer All Of Your Questions Regarding Medicare
Bruce has been in the insurance business since 1970 and an independent insurance broker since 1975. He represents multiple companies and will find the best product at the best price for his clients. His loyalty is toward his clients not the companies.
Going on Medicare evokes daunting questions and concerns. Please feel free to call our office or email with your questions. We have a free Medicare Buyer’s Guide, published by the National Association of Insurance Commissioners and/or Medicare & Me, Medicare Services Guide published by Medicare. It can answer many of your questions in the privacy of your home . Please fill out the form below to receive our free guide. You will be able to download it instantly after you submit it.
Download The FREE Medicare Buyers Guide
Reasons To Allow Bruce To Assist You With Medicare Insurance
Bruce has been in the insurance business since 1970 and an independent insurance broker since 1975. He represents multiple companies and will find the best product at the best price for his clients. His loyalty is toward his clients not the companies. Here are some reasons to allow Bruce to assist you with your Medicare Supplement Insurance.
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All Medicare supplements are identical that is all Plan F are the same regardless of company. The prices will vary tremendously from company to company. Bruce can run all the available plans in all the letter plans.
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If one is enrolling after the initial open enrollment period, medical questions may have to be answered. Physical exams are not required for Medicare supplemental plans.
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Medicare supplemental plans are state specific. The same plan will have different premiums in different states and perhaps zip codes.
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During the initial open enrollment period one can apply three months before his/her 65th birthday. The benefits will not be active until the first of the month of the 65th birthday. Premiums will not be payable until the policy goes into force.
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Many people are confused by their new Medicare plan. Bruce has the patience to explain coverage and gaps without intimidation. Being a senior citizen himself helps provide empathy. When possible, he can visit with his prospects in your home or his office. Do you want your children present when you make a buying decision, it is welcomed.
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In additional to Medicare supplemental coverage, Bruce can provide Medicare Part D prescription drug coverage as well as final expense life insurance at reasonable premiums.